New Concord Homes under $400,000

New Concord Homes under $400,000

Welcome to New Concord, Kentucky – a charming community nestled in the heart of Calloway County. Known for its picturesque landscapes and friendly atmosphere, New Concord is the perfect place for families, retirees, and anyone seeking a serene lifestyle while remaining close to modern conveniences. With a rich history and a strong sense of community, this quaint town offers a unique blend of small-town charm and accessibility.

One of the most enticing aspects of New Concord is the availability of beautiful homes under $400,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of properties that cater to diverse tastes and preferences. From cozy cottages to spacious family homes, there’s something for everyone in this vibrant community.

Imagine waking up to the tranquil sounds of nature, enjoying your morning coffee on a charming porch, and taking leisurely strolls through the picturesque neighborhoods. With ample green spaces, parks, and recreational activities, New Concord provides an ideal environment for outdoor enthusiasts and families alike.

The local schools are highly regarded, making it an excellent choice for families with children. Additionally, the town's proximity to nearby Murray and other larger cities ensures that residents have access to shopping, dining, and entertainment options while still enjoying the peace and quiet of small-town living.

Discover the magic of New Concord, where your dream home awaits at an affordable price. Come explore this hidden gem in Kentucky and experience the warmth and hospitality that makes New Concord a wonderful place to call home!

Newest New Concord Homes under $400,000

765 Pittman Dr, New Concord
$129,000
2 Beds ⋅ 2 Baths ⋅ 26026542 MLS
Welcome to one of the cutest little lake-area homes you'll find! This charming 2-bedroom, 2-bath manufactured home offers a warm, inviting atmosphere with thoughtful touches throughout. Step inside to a welcoming hallway featuring a custom wood-trimmed "drop zone," perfect for keeping everyday essentials organized. The open-concept design seamlessly connects the kitchen and family room, creating an easygoing space designed for both everyday living and entertaining. The kitchen offers a cozy, rustic-inspired color palette, abundant cabinetry, and a spacious center island with additional storage—providing plenty of room for meal preparation, casual dining, and gathering with family and friends. The adjoining family room keeps everyone connected, making conversation easy whether you're relaxing or preparing a meal. One of the home's standout features is the screened porch, offering a peaceful place to enjoy your morning coffee, unwind in the evening, or simply take in the fresh air without the nuisance of summer insects. Step outside and enjoy the natural surroundings, with Kentucky Lake just a stroll away. Whether you're looking for a weekend getaway, a low-maintenance primary residence, or your own place near the lake, this charming home offers an inviting blend of comfort, convenience, and relaxed lake-living appeal.

765 Pittman Dr, New Concord
158 Wellhouse Dr, New Concord
$399,000
3 Beds ⋅ 2 Baths ⋅ 26024439 MLS
Love the lake lifestyle but crave privacy, peaceful surroundings and room for all your toys? This BRAND-NEW, move-in-ready home on 1.5 wooded acres offers the perfect retreat, just 1 mile from a neighborhood boat ramp! Inside, vaulted ceilings and a stunning stacked-stone fireplace highlight the open living area, while the stylish kitchen features granite countertops, an island and beautiful cabinetry. The split-bedroom layout includes a private primary suite with tiled walk-in shower, double vanities and walk-in closet. Step outside to expansive covered outdoor living areas with gorgeous tongue-and-groove ceilings, exposed rafters and two TVs—ideal for dining, entertaining or simply enjoying the wooded views. The impressive 30' x 48' shop features two oversized doors, electricity and plumbing roughed in for a future bath. Additional gravel parking accommodates boats, RVs and recreational equipment, plus a functioning Tesla charger! No visible neighbors and no grass to mow mean more time to enjoy the lake and less time on upkeep. **A peaceful Kentucky Lake-area escape designed for easy living!**

158 Wellhouse Dr, New Concord
10362 Kentucky 121, New Concord
$190,000
3 Beds ⋅ 3 Baths ⋅ 26024247 MLS
This well-maintained brick ranch offers versatile living space and an ideal location. The main level features two bedrooms, two bathrooms, a spacious living room with a wood-burning fireplace, and an eat-in kitchen with charming vintage cabinetry, including a convenient buffet or desk area. A generously sized laundry room adds to the home's functionality. The basement includes a self-contained one-bedroom, one-bathroom apartment with its own living room and kitchen—perfect for guests, extended family, private office space, or potential rental income. Outside, the two-car carport offers ample storage space and attic access. The property sits on a spacious 0.57-acre lot, conveniently located just 11 miles from Murray and 7 miles from public access to Kentucky Lake at Boyd's Branch. Dollar General is less than a mile away, making errands quick and convenient. Please note the garage pictured in the "Street View" on Zillow is on the adjacent property and is not part of this listing.

10362 Kentucky 121, New Concord
49 Lakeshore Dr, New Concord
$385,000
3 Beds ⋅ 4 Baths ⋅ 26017716 MLS
Looking for a lake house getaway? This newly renovated home has been completely redone from the studs in! Main bedroom has private bath, closet and Laundry room, Upper level could be split for 2 bedrooms and is also perfect as is for a 2nd living area and bedroom. New Heat & Air unit installed 5/12/25. The apartment above the garage features a kitchen, full bath and bedroom. the garage is plumbed for an additional washer and dryer and also features another half bath at the garage level. Lots of rental potential here for VRBO with beautiful main lake view sand right near the community boat launch! The lot across from the home is spilt between the 2 houses and holds septic field lines. It cannot be built on. The perfect get away with the apartment for friends or extended family! The 30 x 30 garage will hold ALL the toys!

49 Lakeshore Dr, New Concord
619 Lake Shore Dr, New Concord
$174,900
3 Beds ⋅ 1 Baths ⋅ 26017691 MLS
Welcome to 619 Lakeshore Drive in the Pine Bluff Shores subdivision near Kentucky Lake! This beautifully remodeled 3-bedroom, 1-bath home offers a peaceful retreat on approximately 0.9 acres surrounded by mature woods. Whether you're looking for a weekend getaway, investment property, fishing retreat, or full-time residence, this property provides a versatile opportunity in a desirable lake-area setting. A private drive connects to adjacent TVA public land and offers convenient access toward Kentucky Lake, making it easy to enjoy fishing, nature outings, and outdoor recreation. Prefer boating? Boyd's Branch Boat Ramp is just a short drive away. Recent updates include a new HVAC system installed in December 2024, along with replacement windows, a sliding glass door, and storm doors installed in 2022. Enjoy the tranquility of a wooded setting while remaining close to all the recreational opportunities Kentucky Lake has to offer.

619 Lake Shore Dr, New Concord
43 Barnacle Dr, New Concord
$120,000
2 Beds ⋅ 2 Baths ⋅ 26017296 MLS
Welcome to your private retreat near Kentucky Lake! Located just minutes from Boyd's Branch Boat Ramp, this charming 2-bedroom, 2-bathroom home is perfect as a starter home, hunting cabin, weekend getaway, or Airbnb investment opportunity. Situated on approximately one acre, the home offers over 1,100 square feet of living space with a bedroom and full bathroom on each level, making it ideal for guests or short-term rentals. Built in 2001, the exterior features low-maintenance gray vinyl siding, while the interior offers cozy cabin charm with wood-look laminate flooring, a wood-planked living room ceiling, and an electric fireplace insert. Recent updates include a new roof in 2025, and a mini-split system replaced in 2025. Enjoy the spacious wraparound porch, perfect for entertaining, plus a covered porch ideal for morning coffee. Abasement provides additional storage. Privacy, versatility, and Kentucky Lake access, this property has it all and the possibilities are endless!

43 Barnacle Dr, New Concord
92 Hightide Ln, New Concord
$215,000
2 Beds ⋅ 2 Baths ⋅ 26014693 MLS
Enjoy sweeping sunrise views with this rare opportunity to own two adjoining, second-level waterfront apartments overlooking beautiful Kentucky Lake, the Keniana Subdivision fishing pier, and the community boat launch. Each apartment is a 1-bedroom/1-bath, but together they've most recently been used as a 3-bedroom/2-bath setup, with the living area of the north-side unit utilized as a third sleeping space. Step out onto the covered front deck and take in the serene waterfront setting. It's the perfect spot to sip your morning coffee, or to unwind with a meal or favorite beverage after a day spent boating, fishing, or exploring all that Kentucky Lake has to offer. Whether you're looking for a weekend retreat, investment opportunity, or flexible lakefront living arrangement, these apartments offer versatility, views, and direct access to the lake lifestyle you've been dreaming of.

92 Hightide Ln, New Concord
82 Daniel Ln, New Concord
$350,000
2 Beds ⋅ 2 Baths ⋅ 26015689 MLS
Completely renovated waterfront home in New Concord located in a small bay just off Kentucky Lake's secondary channel with easy access to the main channel. This 2 bedroom, 2 bathroom home has been extensively updated with a new roof, new windows, new deck, updated HVAC, updated kitchen, new vanity, new flooring, and fresh paint throughout. Enjoy year-round water views and waterfront access with eligibility for a dock with TVA approval/permit. Property is being sold turn-key and fully furnished, making it ready for immediate enjoyment or continued use as a successful vacation rental. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity near the lake, this move-in ready home offers the perfect blend of comfort, convenience, and lake living. **Additional 3 more acres of land available to be sold with it, also waterfront.**

82 Daniel Ln, New Concord
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